UAE’s ranking in the Digital Evolution Index by MasterCard is 21st. We’re doing good but we need to step it up, especially institutionally and in creating demand for technology (one of the best technological infrastructures globally but relatively low demand for it). Countries like Singapore (ranked 1st) are pulling way ahead because, according to the analysis, they largely have a highly-educated, self-driven population, which explains their self-sufficiency in #STEM skills and in innovative startups, I guess. I think we’d do our younger generation a favour by pulling the rug from under them every now and then. Incentives are good but a little adversity, tactically placed, would go a long way in creating drive.